A home inspection is simply a non-invasive, limited examination of the current condition of a property, most often in association with the purchase of that particular property. Most home inspections are performed by an individual home inspector who already has the proper training and certifications in such matters to perform such examinations. Typically, the home inspector will perform a visual examination, visual scope, environmental considerations and/or mechanical ventilation thoroughness. Such inspections are typically required before the first mortgage loan is secured by the home owner.

What Is a Home Inspection?

The vast majority of home inspections are performed by an individual home inspector who is trained and/or certified to do such an examination. In addition, most states require home inspections to be performed by a licensed real estate agent or broker, as well. It should be noted that in the case of a first time home buyer (i.e., a private sale between a home buyer and a property seller), home inspections may not always be required. Depending on the laws in your jurisdiction, home inspections by the buyer or seller without professional certification or licensing could subject the home buyer or seller to severe legal action. Therefore, it is advisable to thoroughly discuss your expectations with your real estate agent, solicitor or home appraiser before making any purchase decision.

Some states (California being one of them) have specific statutes or laws regarding home inspections and the requirements thereof. Additionally, in some states home inspections and real estate closings are generally pre-approved during the closing transaction. While there is no nationwide law requiring home inspections, most buyers and sellers understand the necessity of ensuring that the property they are buying or selling possesses the basic building and maintenance condition. As a result, most home inspectors will advise their clients to obtain such home condition reports prior to closing.